Homebuying Process
Steps to Homeownership with Exclusive Mortgage..
Are you ready to make the leap into homeownership? There are a lot of perks to owning your own home, but for us at Exclusive Mortgage, we understand and believe that purchasing a home is often the first step to attaining generational wealth for you and your family.
Picking up the keys to your dream home is the last step in the process. There are a few important steps you should consider first.
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1. Apply Online
If you would like to have someone reach out to you, feel free to use the button below to apply.
2. Provide Financial Documentation
Submit all requested financial documents through our secure online portal.
3. Get Pre-Approved
Once you submit your applications and requested documents, you may get preapproved within 24-hours, in most cases on the same business day!
4. Find Your Home and Make an Offer
Once you’ve established your budget, it is time to find your dream home and make an offer!
5. Sign a Sales Contract
Once you’ve vetted your potential homes and made an offer, it’s time to sign your sales contract.
6. Sign Disclosures within 24 Hours
Once you’re under contract, time is of the essence. It is vital that you review and sign your disclosure within 24 hours so there are no hiccups.
7. Your Loan is Approved with Conditions
Conditional Approval means that the loan has gone through our Underwriting Department and has been approved with a few final requests for documents. We’re almost there!
8. Prepare to Sign Your Closing Disclosures
After you’ve fulfilled the final conditions for your loan, all that’s left to do is sign your Closing Disclosures. We’re practically at the finish line!
9. SIGN LOAN DOCS AND CLOSE YOUR LOAN!
CONGRATULATIONS! YOU ARE NOW A HOMEOWNER!
Contact Us
We’re Here and Ready to Assist You with Any Inquiries, Concerns, or Support You May Require. Feel Free to Reach Out to Us!
